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Resume / License


General Credentials    Licenses    Affiliations    Experience    Education   

General CredentialsTop of Page

Elizabeth Daniels, president of Butte Creek Mortgage, has been in the Real Estate Mortgage business since 1985. She has lived in Chico for over fourteen years, and serves as an Ambassador with the Chico Chamber of Commerce.  Her experience lies with single family, commercial, construction, investment property and equity loans.  By working directly with Elizabeth, you will benefit from being in direct contact with both her and her mortgage processor, from beginning to end.

In addition to loans, Elizabeth and her associates will assist you with understanding your current credit situation. She specializes in consolidating debt and clearing up pesky credit items that won't leave you alone.  Possible benefits would range from the upgrading of your credit score to removing faulty credit items.  They can provide you with all of these services and more from your place of business, her processors office, or the comfort of you own home.

*Butte Creek Mortgage works with the wholesale lenders whose names can be provided upon request.

LicensesTop of Page

  • California Broker Real Estate License

AffiliationsTop of Page

  • Ambassador and member of the Chico Chamber of Commerce since 1977
  • Chico Optimist

ExperienceTop of Page

08/2002 to
present
Butte Creek Mortgage
Broker/Owner; Chico, CA.

I obtain Real Estate loans for; Conventional. purchase, refinance, home equity, seconds, construction. Processing with Pacific Mortgage Processing.  I work with clients who have CREDIT from A-D.  We obtain financing for ALL kinds of real estate and for those with mobile homes in mobile home parks.  I also help clients clean up their credit report and can possibly help them with a Notice of Default or Foreclosure.
06/1999 to
08/2002
Elizabeth Daniels; Elizabeth Daniels Real Estate Financing
Broker/Owner; Chico, CA.

I obtain Real Estate loans for; Conventional, sub prime. purchase, refinance, home equity, seconds, construction. Processing was done by; Express Processing, (now I'm with Pacific Mortgage Processing.)  I work with clients who have CREDIT from A-D.  We obtain financing for ALL kinds of real estate and for those with mobile homes in mobile home parks.  I also help clients clean up their credit report and can possibly help them with a Notice of Default or Foreclosure.
03/26/1998 to
01/18/1999
Mortgage Capital Resource, (no longer in business)
Commissioned Loan Agent; Chico, CA.

All kinds of loans were made, conventional, sub prime, FHA, VA and construction. We worked with A-D credit.
10/15/1997 to
03/26/1998
WMC Mortgage, (Weyerhaeuser Mortgage), (office closed in Chico)
Commissioned Loan Agent; Chico, CA.

All kinds of loans were made, conventional, sub prime, FHA, VA and construction. We worked with A-D credit.
08/15/1997 to
09/30/1997
American Investment Mortgage/DBA First Household Alliance
Commissioned Loan Agent; Chico, CA.

They attempted to start an office in Chico. Plans fell through.
06//02/1997 to
08/12/1997
North American Mortgage, (Steven Kettles)
Salaried Assistant Loan Processor; Chico, CA.

Loan Processor,receptionist. (Hired for a short-term position, only.)
04/1997 to
06/1997
Gold Country Lenders, Inc., (June Adelmann)
Self employed; Chico, CA.

Contract, Loan processor, receptionist. (Hired to fill in for processor's maternity leave.)
09/1996 to
02/1997
Shasta Financial Services
Salaried Loan Processor-Receptionist; Chico, CA.
 
Opened escrow/title, trouble shoot, followed loan through from initial contact to closing. (Left because office was downsizing.)
05/1995 to
08/1996
Ketchum Financial
Self employed; Chico, CA.

Worked as a loan processor. Contract basis, opened loans, and did trouble shooting; followed loan from initial contact to close.
09/1994 to
05/1995
United Commercial Credit Industries, (UCCI)
Loan Processor; Los Angeles, CA.

A Loan Processor for a multi-family and commercial property broker. I worked with ONE Broker and three agents as their processor. Opened files, ordered: appraisals, escrow, title, sent out verifications, checked tax  returns with our TAX Service, sent out follow-up lists to clients/agents.  Did the data entry. Talked to clients, appraisers, agents, escrow/title officers.
12/1992 to
05/1995
Forman Greene Mortgage Services
Loan Processer; Los Angeles, CA.

I worked with One Broker and one agent as their processor. Opened files, ordered: appraisals, escrow, title, sent out verifications, checked tax returns with our TAX Service, sent out follow-up lists to clients/agents. Did the data entry. Talked to clients, appraisers, agents, escrow/title officers. (They were slowing down, it was down to just the Broker when and they were in the same OFFICE as UCCI).
07/1992 to
12/1992
The Fox Group
Loan Processor/Independent contractor; Redondo Beach, CA.

One Broker, one agent. Opened files, ordered: appraisals, escrow, title, sent out verifications, sent out follow-up lists to clients/agents.  Did the data entry. Talked to clients, appraisers, agents, escrow/title officers.  (His overhead was too much and he closed the office.)
07/1991 to
02/1992
Western Federal Savings
Loan Processor/Independent Contractor; Marina Del Rey, CA.

Worked with an outside loan office on Multi family production. Made sure all items were in the file, in correct packaging order, before going into underwriting. Followed up with calls to the submitting broker with requests for other items, approval conditions. Worked with Review Appraisal department and broker's appraiser, regarding review conditions. Worked with escrow/title offices regarding lender conditions and funding.
07/1985 to
06/1990
Home Savings of America
Salaried Employee; Los Angeles, CA.

From receptionist, then to working with the appraisal unit, then a data entry clerk, entering ALL loans that came into that office. Ended up as a junior loan processor, where I did bank excrows for all their refinanced loans; funded and closed files.
04/1976
Production Assistant
Stamford, CT & Los Angeles, CA.

Worked in the movie "industry", as a production assistant. "Jack of all trades"/ runner.

EducationTop of Page

1974-1976
Syracuse University
Syracuse, NY.

Graduated from the school of communications; Newhouse and Social Sciences/History; Maxwell.  Dual major.
1971-1974
Norwalk Community College
Norwalk, CT.

Liberal Arts, , history, psychology, sociology, anthropology, philosophy AA Degree.
1969-1971
Stamford High School
Stamford, CT.

General college prep classes.
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