Loans Services
Homeowners, Investors, Realtors, Buyers-Sellers, Commercial
Loan Services
"Butte Creek Mortgage will be here NO MATTER what the MARKET is doing."
We are mortgage brokers. Our job is to gather information from our clients, analyze it, and then find the best deal for them among the hundreds of loan programs out there. We work with the client to put them into ONE loan that fits NOT ONLY their financial goals but their other needs and aspirations as well. We like to be upfront and honest with each and every client. We look at each client as being a long term relationship. (We may have helped them buy their first home, but down the road they may need to refinance, take out a home equity loan, want to invest in real estate even buy and sell another home or maybe they just want to find out if it's cost effective to refinance. We work with clients to handle all those needs.)
My FIRST goal is to find out what it is you want to do?
What kind of property are we working with?
What is the your, (the client) INCOME, CREDIT SCORE and SAVINGS history?
Understanding. Each client's financial history is unique and confidential. Our job is to find the mortgage/financing that will work for YOU.
Respecting others needs, listening with the INTENT to understand the issues and needs involved to get the right loan program for you (the client) and property involved.
When we've made a commitment to do a loan, it's because it's been reviewed and we can see 'what the needs are as well as how it all fits and 'makes sense'. We keep the best interests of YOU (the CLIENT) in mind.
The key in all transactions is INTEGRITY. We are honest in all our dealings. We will start out explaining what is proposed and WHY. We also work on getting you some idea of what the *APPROXIMATE closing costs will be.
We work hard and daily making it OUR business to put out our best efforts to understand, appreciate, and clarify each client's needs and situation.
We have the MOST RECENT Mortgage Products. There are new products emerging each day, it's our job to be on top of it and to have the best mortgage products available to you.
MOST IMPORTANT be patient with us and yourselves. There are aspects of the process that our out of our 'hands, out of our control, but we do keep on top of what is going on constantly.
* Approximate closing costs can vary, from the date of the application and by the time the loan closes. Some of those reasons are; loan amounts change and we don't send a GOOD FAITH ESTIMATE out after each change, interest on the old and new loan will differ depending on if the loans closes at the beginning or ending of the month. There are other factors which can be discussed when we meet.)