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Real Estate Financing / Debt Consolidation
Homeowners, Investors, Realtors, Buyers-Sellers, Commercial
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Loan Programs
Loan Programs
CAL VET and V.A. Loans
Loan Benefits
| | - We work with; Realtors, buyers, sellers and contractors.
- We make loans on; single family homes, units, manufactured & mobile homes and commercial property.
- We have properties available for real estate investors who want to hold FIRST or SECOND Trust Deeds. These INVESTMENTS can be on single family homes, manufactured & mobile homes, construction loans (it can include a take loan or not), investment property or commercial property.
- Loan amounts can vary from as little as $10,000 to as high as the investor/Lender is willing to go.
- We have loan programs for clients with all kinds of credit A-D.
- We have programs for clients with little OR no down payment.
- We have loan programs for clients that have a recently released a bankruptcy.
- We have programs for those who MAY get **behind on their mortgage.
- We work with NEIHAMIA, Chico Housing Authority, CHAFA, Rural Gold and others. (There may be programs we are not aware of, so please bring them to our attention.)
** These situations vary, so they are case by case. Timing is a big factor and long one is behind on payments. | |
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| | - Loans to purchase
- Cal Vet's Rehab loan program for properties that need work
- Cal Vet Home Improvement Loan up to $50,000
- Use your Cal Vet loan again with the Subsequent Loan Program
- V.A. Loan programs can go up to 100%
- V.A. has loans for REFINANCING
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| | - Some of our programs can help you with LOWERING your monthly payment on your existing mortgage.
- Consolidate debt
- Help you with a remodel, addition or redecorate your existing home.
- We can pre-qualify you and can offer a 'pre-qualifying letter' when necessary. (Before or after you've found a home.)
- We can also get you pre-approved and locked in at a particular rate as we finish on getting your loan conditions reviewed and signed off by the LENDER'S underwriter.
- We can help you decide which way is most cost effective; refinancing or getting a home equity loan, or maybe it would be to sell and buy something 'smaller/less expensive'.
- One of the MANY benefits of working with Butte Creek Mortgage is that YOU will have literally hundreds of loan programs to choose from.
- Butte Creek Mortgage works with the 'wholesale' mortgage department. This enables us to have more flexibility in our pricing/costs to you.
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